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moneyEither you've got it or you haven't (in which case you probably would like just a bit). This section will show you how you can either invest it, or perhaps put it to one side and see your savings grow. And for those who are looking for money, then this section may be for you. Whilst you can ignore most of the get rich quick schemes on the net, there are a few sure ways you can make money from the net although it's not going to be an over-night thing! savings - If you're a saver or looking around for the best saving options for your £10 scratch card win then here are a few pointers. investments - Over the years I have had a dabble with shares and this section describes what it entails. And you don't necessarily have to risk a single penny! free money from the net - yes it's possible
With the current low Bank of England interest rates, this has been a good excuse for banks to offer its savers with poor returns on hard earned cash. However, with more and more banking institutions offering better rates with internet-based accounts, not only is this better on your returns but obviously you can 'shop, drop and hop' to another competitor's account for a better rate (watch out for any penalties). where to save These are the big 3 players in terms of savings accounts: Cahoot www.cahoot.com Northern Rock www.northernrock.co.uk ING Direct www.ingdirect.co.uk - ING Direct is part of ING, one of the world’s largest financial services companies, which has its head office in Amsterdam. ING Direct is active in 9 countries and has over 14 million customers worldwide to date. With over 1 million customers in the UK alone, the ING Direct Savings Account offers:
To make it easy for you to compare personal
finance products and services in the market there are a number
of financial sites that will help find the best and most competitively
priced product for your needs. Buy products online and save
money. Tens of thousands of people use these sites each day
to research and buy the best value financial products available
in the UK today. Moneysupermarket.com www.moneysupermarket.com
- was launched in December 1999 and remains one of the best
in terms of info that it provides on savings, credit cards etc Moneyworld www.moneyworld.co.uk - along a similar vein, but stillworth checking out.
Okay, so you may not want to risk any of your hard earned dosh to accumulate some additional 'greens'. And rather than waiting a million years for pathetic interest rates to bump your savings into a sizeable retirement fund, the internet has a plethora of competitions waiting for you. Click here for more details. What about all those companies that used to give out free shares? There used to be a time during the internet boom years that companies were handing our free shares to those of us who signed up with them. Totalise (now owned by brightspark) was one of these. Although most of these companies are struggling for survival due to their pie-in-the-sky business models there are some which still exist and may even provide some subscribers healthy returns. Brightview seems to be one of the few that might actually do this. Brightview, established in April 2001 is a privately owned group that has grown fast both organically and by acquisition. Growth has been achieved without affecting the stability or long term future of the group, which remains both cash flow positive and profitable, so I'm hoping my few shares in the company will one day be of some value. It now has a portfolio comprising 10 market leading UK Internet Service Providers which actually makes Brightview one of the UK's largest internet groups and has some big customers such as Waitrose. Read more about Brightview here. Back to the point. Currently, there are not companies who are rewarding customers with true shares as a loyalty programme. Should you wish to prove me wrong, please contact me! Watch this space! However, there is a one company that I can recommend - listed on the LSE's AIM in June 2000 and moving into profitability in November 2001, this company gives you 500 Free Shares just for joining (which is FREE!). And these are not just any old shares either, these are real London Stock Exchange listed shares. This is a company that saw a 90% increase in share price in 2002, and a 30% surge when reporting profitability levels to the city on 30 June this year. And not only do you get free shares just for joining, this company will give you literally thousands more when you shop at online stores linked from their site. And with over 300 shopping sites to choose from, these are places you already shop! Sites such as Amazon UK, Tesco, Argos, Homebase, Lunn Poly, John Lewis plus loads more. There are also free offers linked from the site that earn more free shares. So where's the catch? Well, there's not! If you wish to know more, just contact me! Another way to earn a few pennies is through affiliate marketing, or essentially putting adverts on your website (The ads on this site are an example of this)As soon as someone clicks through this advert and orders what ever product it is, you end up with a commission payment from that company. This commission, may be as little as 2% or as high as 15% depending on the advert. How do you do all this? 1) Get yourself a website that people will visit. Whether it's a personal website or some site dedicated to your favourite hobby of snail farming, it needs visitors in order to generate any income. Of course, the first thing you need to do is get your website built. Whether you use some fancy software like Dreamweaver MX or MS Frontpage, this all depends on your technical skills (Most of them are WYSIWIG, like Frontpage). Or you could use www.lycos.co.uk to help you build your own website through it's easy to use on-line wizard. You can also purchase your own www.myownname.com domain name through them. 2) Once your site is up and running and interesting enough for all those visitors, then all you need to do is start placing a few ads here and there. Where do you get these ads from? All you need to do is sign up with one of the many affiliate schemes who will have a number of advertising clients you can choose from. One of the most reliable and effective is Tradedoubler.com |
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