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                insurance 
                There 
                  are thousands of sites, which proclaim to offer cheap insurance.  
                  Remember to check what you’re actually covered for – no point 
                  in taking that ski inclusion if you’re off to the Maldives! 
                  And the cheapest policy may not always be the best. 
                For travel in Europe 
                From 1st January 
                  2006, UK residents travelling in Europe will require a European 
                  Health Insurance Card (EHIC). This will allow you to benefit 
                  from free or reduced-cost medical care when travelling in an 
                  EEA country or Switzerland. The EHIC replaces the E111 and is 
                  free of charge. For further information on the introduction 
                  of the EHIC and on how to apply for an EHIC, visit www.dh.gov.uk/travellers 
                 
                American 
                  Express www.americanexpress.co.uk 
                  - The is a diversified worldwide travel, financial and network 
                  services company founded in 1850. The benefits of the American 
                  Express Travel Insurance includes that it's easy to arrange, 
                  just one annual payment with an easy on-line application and 
                  their travel insurance which is backed by 24 hour assistance 
                  service of practical support for delayed flights, lost luggage, 
                  medical emergencies and much more. 
                  
                 
                Boots 
                  Insurance www.bootsinsurance.com 
                  – One of the best and competitive available especially in terms 
                  of backpacker insurance. We claimed over a (legitimate) 
                  £1000 without a quibble on our last policy. Helpful staff good 
                  policy coverage. 
                  
                 
                Budget Insurance www.budgetinsurance.com 
                  - BUDGET is one of the UK’s largest insurance intermediaries, 
                  with 1 million customers and covering you for Car, Home, travel 
                  and Commercial Vehicle Insurance products! As BUDGET is an independent 
                  intermediary, rather than a direct insurance company, they search 
                  their panel of leading insurers, to find the best quote for 
                  you! 
                  
                 
                Columbus Direct www.columbusdirect.com 
                  - Leading travel insurance specialist, established in 1988. 
                  By selling direct to the public, they say they cut out the middle 
                  man and save customers up to 60% in commissions charged by other 
                  providers. Try them and see! 
                  
                 
                Churchill 
                  www.churchill.com 
                  - Churchill Insurance offer a wide range of insurance products, 
                  such as car, home, travel, van, pet and breakdown cover 
                  
                 
                Direct 
                  Line www.directline.com 
                  - Direct Line revolutionised the car insurance industry in 1985 
                  by selling direct to the consumer via the red phone brand. Since 
                  1985 the product range has increased to include a wide range 
                  of general and life insurances, car assistance etc 
                  
                 
                Downunder Insurance 
                  - 
                  
                    
                   
                  www.duinure.co.uk 
                  
                  Offers travel insurance to travellers and residents in the UK, 
                  Australia and New Zealand. Their cover ranges from basic to 
                  highly comprehensive, with affordable policies aimed at backpackers 
                  and gap-year students, but with cover available to travellers 
                  and holiday makers up to 55 years of age. More than 60 adventure 
                  sports are automatically covered, and they also offer a wintersports 
                  policy for skiers/snowboarders. They also offer one-way policies. 
                ebookers  www.ebookers.com/insurance 
                  - ebookers.com, part of ebookers plc, was established in 1998. 
                  Based upon 20 years of travel heritage from Flightbookers, ebookers.com 
                  is a leading pan-European online travel agency specialising 
                  in worldwide travel. Some of the industry's cheapest travel 
                  insurance products with some of the best levels of cover online 
                  and they are are open 24/7 if you have any queries. Insurance 
                  providers for Travelbag and Octopus Travel so they can't be 
                  bad! 
                  
                 
                Go 
                  Travel  www.gotravel.co.uk 
                  - Go Travel Insurance is one of the leading providers of online 
                  travel and holiday insurance for UK and Irish residents on the 
                  Internet. Go Travel Insurance offers great cover at the best 
                  prices for single trip, ski, annual and backpackers insurance. 
                  
                   
                Post Office www.postoffice.co.uk 
                  - The Post Office™, one of the most trusted brands in 
                  the UK with over 350 years of history, offers customers a wide 
                  range of products and services.. Products range from travel 
                  insurance and foreign exchange to telecommunications and the 
                  recently launched flower delivery service. They also offer one-way 
                  policies. 
                  
                 
                Travel-insurance-online.com 
                  www.travel-insurance-online.com 
                  - one of the leading providers of online travel and holiday 
                  insurance for UK residents on the Internet. Policies are tailor 
                  made for travelers going on holidays, business trips, weekend 
                  breaks or backpacking for 12 months. The policies are underwritten 
                  at AIG Europe (UK) Ltd. 
                  
                 
                   
                 
                  
                 
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                currency 
                   
                American 
                  Express www.americanexpress.co.uk 
                BAA 
                  www.baa.co.uk- You can either 
                  Pre-book for collection at the airport with Travelex or Pre-book for home delivery 
                Global Currency Solutions 
                  www.gcscurrency.com 
                  - GCS are committed to ensuring their clients maximise the potential 
                  of their foreign exchange requirements. Why should a client, 
                  whether they are a private individual or business client, be 
                  ripped off by the bank every time they want to send money abroad? 
                  GCS offer clients of all sizes competitive exchange rates and 
                  lower transfer charges. GCS only deal in bank-to-bank transfers. 
                  Essentially, anyone with a requirement to get currency to a 
                  bank account anywhere in the world should consider using GCS 
                  rather than their bank.  
                Post Office www.postoffice.co.uk 
                  - The Post Office™, one of the most trusted brands in 
                  the UK with over 350 years of history, offers customers a wide 
                  range of products and services.. Products range from travel 
                  insurance and foreign exchange to telecommunications and the 
                  recently launched flower delivery service. 
                  
                 
                Rate 
                  Calculator – www.ratescalc.co.uk 
                  – Check out worldwide exchange rates. 
                Thomas 
                  Cook www.thomascook.com  
                  Order your currency and have it delivered to your door. 
                XE www.xe.com - Currency 
                  converter. Find out how many millions of rupees to the pound. 
                  
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                ebanks 
                It's 
                  useful to check your bank balance, cancel direct debits or pay 
                  off those credit cards.  These banks have reliable internet 
                  access accounts which I have tried and tested from abroad: 
                Bank 
                  of Scotland www.bankofscotland.co.uk 
                   
                Barclays www.barclays.co.uk  
                Cahoot 
                  www.cahoot.com 
                   
                HSBC www.hsbc.com 
                  
                World ATM Locater
                
                 
                
                
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